About Us

First State Bank Watonga

First State Bank is proud to be locally owned and operated.

At FSB we pride ourselves in being locally owned. We can offer our customers higher quality service with a wide range of products. We make timely decisions locally without the hassle of contacting someone in a remote office. Our work with friends, family and neighbors gives FSB the opportunity to improve our community.

Watonga, Oklahoma: proud home of First State Bank

Approximately 60 miles northwest of Oklahoma City, Watonga has many reasons to become a resident. The industrial, retail, travel and entertainment venues are just a few of the major benefits of citizenship in Watonga. From quality golf courses to antique stores to restaurants, Watonga is the ideal location for anyone looking for a traditional, small town environment. The people are friendly and appreciate you and your business.

FSB takes pride in our community. Sponsoring local schools, sports, organizations and many more we want the best for our residents and children. FSB employees actively serve in leadership positions and as members of organizations throughout the community.


Today there is a bank on every corner offering the same product as the next one. At FSB, we try to be unique. One thing you will NEVER experience at FSB is an automated system answering our phone during banking hours. You will always have a friendly voice directing your call. At FSB we try to maintain the services you want with the conveniences you prefer. Our employees strive to achieve exceptional customer service and satisfaction

  • Exceptional personal service
  • Timely information and decisions
  • Quality products and services
  • A locally owned bank, worthy of your trust

Typhoon Open Golf Tournament

3rd Saturday in May - Sponsored each year by First State Bank. Call for details.

First State Bank is a proud sponsor of the Watonga Cheese Festival!

Cheese Festival Cheese Festival

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