Savings and CDs

First State Bank has a wide range of accounts, so you are sure to find one that fits you

Whether you are saving for a rainy day or planning for retirement, let First State Bank help you get started!

Personal & Business Accounts


  • Minimum Balance to Open: $25.00
  • Variable rate interest
  • Limited to 7 withdrawals per quarter. An excessive withdrawal fee of $0.50 will be charged if exceeded
  • More Benefits:
    • Free Online Banking
    • Mobile Banking
    • Mobile Deposits

Certificates of Deposit (CD)

  • Minimum Balance to Open: $500.00
  • Offered at 3, 6, 12, 18, and 24 month terms
  • Please contact us for current APY rates

Individual Retirement Account (IRA)

  • Traditional IRA and Roth IRA’s are offered
  • Minimum Balance to Open: $500.00
  • Available in a 18 month term
  • Please contact us for current APY rates


If you have any questions about any of the services we offer, please call us at (580) 623-4945 or stop in to see us during normal business hours.

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