Individual Retirement Accounts (IRAs)

Personal
- Spend and Pay
  - Savings

Move Toward Your Golden Years with an IRA

Individual Retirement Accounts (IRA) are a safe, tax-advantage investment option that helps build savings for retirement. IRAs offer a safe rate of return for long-term financial security. At First State Bank, we offer Traditional and Roth IRAs.

Minimum to Open
- $500
Interest Rate
- Contact for current APY
Monthly Service Fee
- $0

Why You'll Love an Individual Retirement Account (IRA):

18 Month Term: Earn a variable interest rate of interest over a fixed term of 18 months.
Traditional IRA: Contribute pre-tax income, reducing your current taxable income.
Roth IRA: Contribute after-tax dollars, and withdraw your contributions (not earnings) without penalty.
Potential Tax Advantages on Contributions: Investments could grow faster than taxable accounts.

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