Personal Loan Services

As a community bank, we’re focused on the needs of the communities we service and the people like you who live here. Our lending decisions are still made right here in town, by people who get to know you and your needs.


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Automobile/ Recreational Vehicle Loans

Check with us before financing your new or used vehicle, boat, motorcycle, ATV or camper. We offer excellent financing with a range of payment terms and no prepayment penalties.

Vacation Loans/ Personal Loans

Whether you are planning a big family vacation or completing a personal project, First State Bank is here to help you. With many payment term options, we strive to help you reach your goals.

Unsecured Loans

Among our loan options, we offer unsecured loans that offer flexibility and affordability compared to other financing alternatives.

Home Purchase/ Construction Loans

Whether you are buying or building your new home, or refinancing your current home, let our lending team show you how simple the process can be. We offer a wide range of mortgage solutions to fit your needs.

Lot/Land Loans

First State Bank offers a wide variety of financing and payment options on this type of loan. Call to talk to one of our experienced lenders today!


If you have any questions about any of the services we offer, please call us at (580) 623-4945 or stop in to see us during normal business hours.

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